SUCESSS!!!! Persistence does pay off!!!!!

[bonddiva07]

Just wanted to share a success story because I was inspired by a few of you about a week ago.  I have GWing like crazy to First National Bank of Omaha (a Visa account) for about a year now and they have turned me down every time.  Finally, I sent one last week and they finally accepted it and removed 3 late payments!!!! After a long year, all the persistence finally paid out!!!!  So this is a true example that GWs do work!

[modernsurrender]

Congrats

[Anonymous]

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bonddiva07 wrote:

Just wanted to share a success story because I was inspired by a few of you about a week ago.  I have GWing like crazy to First National Bank of Omaha (a Visa account) for about a year now and they have turned me down every time.  Finally, I sent one last week and they finally accepted it and removed 3 late payments!!!! After a long year, all the persistence finally paid out!!!!  So this is a true example that GWs do work!

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How often did you send a GW letter and did you reference a reply from them, or just write a whole new letter, or did you just resend the same letter over and over?

I am just trying to find out what worked for you.

I have considered sending copies of previous letters and responses each time thus causing more time to be taken to read the letter and them realizing I was not giving up and to just give in.

Sorry but I am curious, but congrats on getting them to help on your GW.  I hope this is your last baddie but if it isn't you'll have a reason to push harder now.

[Anonymous]

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@bonddiva07 wrote:

Just wanted to share a success story because I was inspired by a few of you about a week ago.  I have GWing like crazy to First National Bank of Omaha (a Visa account) for about a year now and they have turned me down every time.  Finally, I sent one last week and they finally accepted it and removed 3 late payments!!!! After a long year, all the persistence finally paid out!!!!  So this is a true example that GWs do work!

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What rationale did you use in your letters for why they should remove the late payments?

I have a few 30 day lates from like 5 years ago that are holding me back.

[llecs]

Congrats!

GWs and PFDs: Bug 'em until they remove or they file a restraining order, whichever comes first.

[Anonymous]

Keep beatin the GW Drum, they eventually get tired of the noise!!!!  

Good Work  Congrats!!!

[Anonymous]

Congrats!!!!! for you never say die GW letter attitude!!! I just had two drop off today and my scores are going up up up keep going you will have them all off in no time at all I call it the little engine that Could!

Yeppie

[bonddiva07]

I sent a total of 4 letters, here is the time frame;  5/07, 10/07, 3/08, 4/08.  I just sent the same letter and said that I was working on restoring my credit worthiness and that I had paid off the balance in 10/07.  So that is what worked for me, I think they just took sympathy on me and saw that I was persistent to get this request granted.

[Anonymous]

I am a living proof that GW letter works.  I disputed a collection account with the all 3 credit reporting agencies and TransUnion deleted the file.  The other 2 refused to delete the collection account stating that is was accurate.  So I sent a GW letter to the originator and they responded via email stating:

"At our request (originator), she (CA) will be submitting for trade line to be removed completely from your credit report; however the process can take 60 to 90 days before the adjustment is reflective on your credit file." 

I am more than happy with the originators response to take action.  I thought about submitting the email to Experian and Equifax to see if this would speed up the process for removal.

But over all I believe in GW letters.