I just joined the "trial" period for SW and did the simulator...this is my CR that has a JDB listing the same account twice (yes it shows in dispute by consumer) but I don't understand when I do the simulator it says...
Derogatory shows 0 - what am I missing on the reports??? The other "baddie" that took my bank account my "default judgment" a few years ago is still reporting as 120 days late, and it's paid. I sent them proof of Satisfaction - what gives???