07-13-2007 02:51 AM
07-13-2007 07:35 AM
Try sending a letter to the address I listed. The reluctance to remove is not unique to Sallie Mae, rather the lenders requirement to follow the Higher Education Act.
Tuscani, that's terrific!You're like one in a million....just a couple days ago I gave in to the Sallie Mae credit reporting battle! I have sent three letters and they just will not correct the information. Just like you I requested a forebearance (but I called in)......and I asked for an address change...for about 4 months I didnt receive anything in the mail and thought this was because I was in forbearance status. When I checked m y credit report I saw there they had reported me 120 days late! I was blown away thinking...this is utterly insane...who goes 120 days late with out calling/paying something and not to mention when they can get a deferment......I wrote to letter that came back denying retraction....my 3rd letter was sent to the Customer Advocacy Unit and they still said NO retration/update...she told me she would send me a credit reference letter! I just said ok...I'm tired...I HONESLT did everything I was suppose to, to prevent my account from going late and they wont even budge on updating the information...its almost like they want to make you suffer....well I am haveing to pay the consequences (which are high interest rates) because of a mistake their customer services rep mad when I requested the forebearance and address change....Should I continue to worry about this reporting late even tho I'm about to consolidate my loans with Sallie Mae.PS.....one of my credit reports showed when I was in deferment but they wont even take that into consideration...saying that was reported wrong...well so was there late payment info......what's the deal with sallie mae?!?!?
07-13-2007 09:49 AM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.