Hello and I'm so glad to have found this forum and thank you all in advance!
I just pulled my free credit report from Equifax and under Negative Information heading, are 2 sub tabs--the first one, Negative accounts shows a paid medical collection for $75.00 under the name of the original creditor (hospital). It shows it as a "Medical paid charge off". But then under the sub tab Collections is shown the same paid 75.00 but now under the name of the collection agency. It reports it as a "paid medical". There was only one $75.00 debt yet it's reflecting as 2 Negatives on that report. Is that right??