I have had my school loans in forbearance, and for some reason, they came out last year, and I didn't know it. I had completed the application online, and didn't hear that it wasn't in forbearance(I know, I should have.) Anyway, Sallie Mae was able to put them back into forbearance, backdated to when they came out, and I attained a new one, that brings my account from 380+days past due to current, with an amount due of $0. Since they made the forbearance retroactive, won't that delete the lates on my CR, and how might this affect my score? Thanks!
