Score 9

[srob67]

Hi all,

   Is score 9 now the #'s we need to look at for qualifying for a home, auto and credit cards?

[AverageJoesCredit]

As for credit cards, Fico 8 seems to still be predominant. I believe home and auto use various other models.

[Anonymous]

I wouldn't look at Fico 9 for anything as of now.

[Anonymous]

5/3 is using FICO 9 for credit cards. Beyond that, I haven't heard of it being used anywhere else.

[SouthJamaica]

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@Anonymous wrote:

5/3 is using FICO 9 for credit cards. Beyond that, I haven't heard of it being used anywhere else.

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It's also used by: Marcus loans and Redstone FCU.

Alliant uses it for CLI requests.
Bankcard 9 is used by: Lake Michigan Credit Union

[SouthJamaica]

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@srob67 wrote:

Hi all,

   Is score 9 now the #'s we need to look at for qualifying for a home, auto and credit cards?

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For mortages, EQ FICO 5, TU FICO 4, and EX FICO 2 are the norm.

[Subexistence]

Wat is 5/3?

[Anonymous]

Fifth Third - 53.com

[Anonymous]

Navy Federal Credit union is also using FICO 9 scores along with their own internal scoring.