I pulled my FICO scores on 10/1/07 and then again just now (10/6/07). I know it is a quick repull, but I was bored.
Anyway, my EX and EQ stayed the same. However, my TU went from 691 to 687.
My question is why? Nothing at all has changed. The utilization is the same, no new inquiries, no new accounts showing, no old account gone, nothing. The only thing that did change was my car payment showed a lower balance from my on time payment. I would think this would be a positive change.
What gives? I am so close to 700 that I was hoping to see at least the same if not a 1 or 2 point increase. But a 4 point drop? Someone needs to explain this to me.