All this time my score went up every month , im basically gardening payin my cards , now i check my TU fico with walmart and the score drop 690 to 674 , i really dont know the reason , im doing the same every month.
To determine the cause(s) of any scoring change you would have to carefully review report from before and after the change.
If you're going to worry over scoring changes I would recommend setting a threshold of at least 20 points. Scores commonly go up and down as report data like revolving utilization varies from month to month.
