Score dropped 613 to 510 in 1 month

[Anonymous]

Toyota dropped my score more than 100pts.  First of all, can they do this for missing a payment\?

i just found this out after i returned from my vacation in the UK.  i always pay for 2 months in advance and i pay it online, but due to some difficulties (mostly with their website being down( i was unable to make payment for one month.  i am very new to this, and it has really aggrevated me to find out after being with them for 8yrs that they would do this.  how can i go about settling this, and getting my score back to where it was.

Thanks in advance for your comments/suggestions

[Anonymous]

---

@Anonymous wrote:

Toyota dropped my score more than 100pts. First of all, can they do this for missing a payment\?

i just found this out after i returned from my vacation in the UK. i always pay for 2 months in advance and i pay it online, but due to some difficulties (mostly with their website being down( i was unable to make payment for one month. i am very new to this, and it has really aggrevated me to find out after being with them for 8yrs that they would do this. how can i go about settling this, and getting my score back to where it was.

Thanks in advance for your comments/suggestions

---

Call them and speak to a supervisor.

[Tuscani]

Welcome.. Please read the Scoring 101 thread:

http://ficoforums.myfico.com/fico/board/message?board.id=ficoscoring&thread.id=2654