General Credit Topics

[flygirl]

OMG.....my Experian score jumped from 525 on May 23,2007 to 677 as of today!!!!!!!!!!!!! It jumped 152 points.  I'm speechless!!!! Also, just got a scorewatch alert....my Equifax fico score has jumped from 482 on June 7,2007 to 537 as of June 21!!!

Crazy thing is, I was worried yesterday because i had not received a score from my scorewatch since June 7, so i decided to go to the equifax website and order a new one today ( 5 minutes before I got the scorewatch alert) and the equifax website says my score as of June 22 is 543. Thats a 6 point difference from what the MyFico scorewatch website is reporting. Shouldn't MyFico be reporting the newest one of 543???

[Zen]

What did you do to make that happen?

[MidnightVoice]

We all need to know!!!

[flygirl]

I disputed 2 medical collections that I was unaware of, and Experian deleted them from my report.

I also paid down a Citifinancial loan from a balance of 9400.00 to 4100.00. My score should actually be higher b/c i paid off 2 other small loans (total of 2300.00) but for some reason they are not updating, even though I have disputed them. I paid them off on May 14,07....but my report shows a balance date of June 1st, and its still reporting my old balances.

Any advice on how to fix that?????????? I even have my balance paid in full receipt.

oh, and I opened up a Hooters card, paid down my Orchard card from 300.00 to 55.00, had old addresses deleted and had a collection account that was still reporting unpaid to paid. It was paid in May 2006.

Message Edited by flygirl on 06-22-2007 12:20 PM

[Boswd]

I would wait until the results of the disputes come back before doing anything else.  

[Tuscani]

Fantastic!

[flygirl]

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Boswd wrote:

I would wait until the results of the disputes come back before doing anything else.  

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i have already disputed them.....results came back the same!!!!!!!!

[ctrob]

YOU GO FLYGIRL (I couldn't pass that one up)

[flygirl]

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ctrob wrote:

YOU GO FLYGIRL (I couldn't pass that one up)

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thanks everybody. It really is an awesome feeling!!!!! btw....what really is a flygirl. My other half set that username up for me several years ago on my email....is it bad? Please forgive.....I am blonde...but don't consider myself ditzy as most blondes!!!!lol

[Tuscani]

Google "In living color".