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Score jumped almost 30pts!!

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RogerSmith95
Established Member

Score jumped almost 30pts!!

Got an alert from EQ(myfico) about a change in my score. At first I tought it dropped a few points but when I saw 710 I was like wooa Smiley Tongue . I have no idea what caused it to jump almost 30 points. Nothing has changed. I'm not complaining or anything but that's a huge jump. This score increase make me want to apply for the Freedom card even more. 

US Bank Secured $300 | Discover IT $2,000 | Merrick Bank $1,000. | Daniel's Jewelers $1,684 | CapOne QS $500 | Kohl's $300 | Fingerhut $300 | Victoria's Secret $300 | Credit One $500

Auto Loans -
Exeter Finance - Opened 4/2018 | Closed 7/2019 - 17.10% 72 months
First Investors - Opened 7/2019 - 15.3% 60 months

9/13/20
EX08 613 | 26% UTL | 3 Collections | 43 INQS
TU08 625 | 26% UTL | 7 Collections | 33 INQS
EQ08 595 | 26% UTL | 7 Collections | 18 INQS


AAoA - 2.8 years
Message 1 of 6
5 REPLIES 5
xsvspd
Regular Contributor

Re: Score jumped almost 30pts!!

Congratulations! Welcome to the 700 club!

Hover over card to see limits

Starting score 3/2013 - 585. Score as of 5/2014 - 725.
Message 2 of 6
user5387
Valued Contributor

Re: Score jumped almost 30pts!!

The EQ and TU scoring models have recently changed on this site.

 

If two different models are applied to the same report, the scores are likely to be different.

 

Message 3 of 6
alvon123
Super Contributor

Re: Score jumped almost 30pts!!

congrats


Message 4 of 6
coldnmn
Mega Contributor

Re: Score jumped almost 30pts!!

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 5 of 6
vygotsky
Contributor

Re: Score jumped almost 30pts!!


@RogerSmith95 wrote:

Got an alert from EQ(myfico) about a change in my score. At first I tought it dropped a few points but when I saw 710 I was like wooa Smiley Tongue . I have no idea what caused it to jump almost 30 points. Nothing has changed. I'm not complaining or anything but that's a huge jump. This score increase make me want to apply for the Freedom card even more. 


As long as you havnt apped for any cards or opened a new line of credit with in the past 6-12 months I would say app for the Freedom

FICO 733 (Discover)
Message 6 of 6
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