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Scores lenders are using

Established Contributor

Scores lenders are using

All of my creditors are using the fico score that is generated by Fair Isaac aka MYFICO. The vantage score is just a scoring model that is used only between the credit bureaus themselves. So when my credit union sees an Equifac score of 700 I will see the samething on MYFICO.
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Member

Re: Scores lenders are using

You should see about the same thing. The Vantage scoring model isn't used enough yet. I don't know it will be. So the scores should be the same.
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Moderator Emeritus

Re: Scores lenders are using



CreditBob wrote:
All of my creditors are using the fico score that is generated by Fair Isaac aka MYFICO. The vantage score is just a scoring model that is used only between the credit bureaus themselves. So when my credit union sees an Equifac score of 700 I will see the samething on MYFICO.


Yes, EQ scores from their website and EQ FICO scores are the same. Not the case with the other two CRAs though.
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