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Scores lenders are using

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CreditBob
Established Contributor

Scores lenders are using

All of my creditors are using the fico score that is generated by Fair Isaac aka MYFICO. The vantage score is just a scoring model that is used only between the credit bureaus themselves. So when my credit union sees an Equifac score of 700 I will see the samething on MYFICO.
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Anonymous
Not applicable

Re: Scores lenders are using

You should see about the same thing. The Vantage scoring model isn't used enough yet. I don't know it will be. So the scores should be the same.
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fused
Moderator Emeritus

Re: Scores lenders are using



CreditBob wrote:
All of my creditors are using the fico score that is generated by Fair Isaac aka MYFICO. The vantage score is just a scoring model that is used only between the credit bureaus themselves. So when my credit union sees an Equifac score of 700 I will see the samething on MYFICO.


Yes, EQ scores from their website and EQ FICO scores are the same. Not the case with the other two CRAs though.
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