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Frequent Contributor
Posts: 356
Registered: ‎06-06-2007
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Scores won't budge

[ Edited ]
I have disputed a few things off of my CR in the last few weeks, and they have dropped off my TC daily pulls.

I have also had a new baddie pop up last week.

As well as several inquiries go over the year mark.

All of this in the last few weeks. My question is why have my FAKOs budged? Some may remember my confession post, and know I have really screwed this up. I didn't expect huge jumps or anythings but not even a flinch. One way or the other. Could I be so sideways in my CR that these changes are so small as not to matter to the great FICO computer gods?

Message Edited by jaguls66 on 06-29-2007 07:58 AM
Frequent Contributor
Posts: 356
Registered: ‎06-06-2007
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Re: Scores won't budge

nobody has any ideas?? or should I not have confessed my true situation?
Super Contributor
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Registered: ‎03-25-2007
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Re: Scores won't budge

For me, and FICOs only - nothing I do will budge EX, TU scores change at light speed, and with EQ the changes seem to filter in over the course of about 6 weeks.
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Frequent Contributor
Posts: 356
Registered: ‎06-06-2007
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Re: Scores won't budge

[ Edited ]
why if the results are posted in my CR would it take weeks for the calculations that create the score to change? Are they not generated each time a CR is pulled? Or did I misunderstand something about the way the scores are being factored?

Message Edited by jaguls66 on 06-29-2007 08:58 AM
Frequent Contributor
Posts: 356
Registered: ‎06-06-2007
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Re: Scores won't budge

BUMP!
Frequent Contributor
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Re: Scores won't budge

Tuscani any ideas?
Frequent Contributor
Posts: 356
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Re: Scores won't budge

Bumpity Bump Bump Bump!
Moderator Emeritus
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Re: Scores won't budge

Did your FICO change?
 
Frequent Contributor
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Re: Scores won't budge

I have not pulled a FICO yet, was waiting on a secured CC to start reporting, or some movement in my FAKOs. Can the FAKOs not move and the FICOs move.

I mean I know they are FAKO scores, but I figured that with new info they would move some.
Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007
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Re: Scores won't budge



jaguls66 wrote:
I have not pulled a FICO yet, was waiting on a secured CC to start reporting, or some movement in my FAKOs. Can the FAKOs not move and the FICOs move.

I mean I know they are FAKO scores, but I figured that with new info they would move some.


Yes, but generally they both will fluctuate. The important thing is that the baddies are gone. :smileyhappy:
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