06-25-2007 05:00 PM - edited 06-25-2007 05:07 PM
06-25-2007 05:09 PM
06-25-2007 05:20 PM
06-25-2007 05:58 PM
06-25-2007 06:23 PM - edited 06-25-2007 06:40 PM
That would place your util at 64.2% which is high. But 110 points, I am baffled. Are you sure nothing else is being reported or a postive old TL didn't fall off? What was your score before the big drop?
It was a balance of $4500 on a line of $7000. It was a single purchase for a big ticket item I was waiting to buy, and paid it off in a week.
I agree! -110 is a HUGE change. Previously I was seeing moved or +4 or -1 every other week or so. When I saw the scorewatch mail today I felt sick to my stomach Might call Equifax tomorrow to see if there anything strange going on.
06-25-2007 06:28 PM
06-25-2007 07:03 PM
Yes it did. The current balance after paying it off and adding some new charges stands at about $140 however
06-25-2007 07:13 PM - edited 06-25-2007 07:14 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.