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Frequent Contributor
Posts: 374
Registered: ‎04-03-2007
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Scorewatch - went down -13 and then went up a+13!!

 
My score went down on Scorewatch 6-22-07 by  -13 points on Friday, 6-22-07.  Today I received a notice from Scorewatch saying my score went back up by +13 points!!!  .  Has this happened to you?
 
SandyK
Established Contributor
Posts: 510
Registered: ‎04-17-2007
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Re: Scorewatch - went down -13 and then went up a+13!!

yeah that has been hapening to my Fakos lately. One day its lower, other day its back to where it used to be.
 
Established Contributor
Posts: 630
Registered: ‎06-20-2007
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Re: Scorewatch - went down -13 and then went up a+13!!

I have score watch...I know there has been changes in my CR's but I have never got an alert...do i have to change the settings? or is that nomal?
9/18/08 TU=707 EQ=706 EX=702
Frequent Contributor
Posts: 374
Registered: ‎04-03-2007
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Re: Scorewatch - went down -13 and then went up a+13!!

 
so_confused,
 
I have only had Scorewatch for two months.  I did alter my settings to be notified when my score changes, set a target score, and to be notified whenever my balances go  over 50% of their credit limits.  (I think all of this is verbatim....if I go back to the settings then I may lose this email and then I will definitely be at a lost as to what I wrote!!). 
 
Make sure the settings are turned on too! 
 
SandyK
Established Contributor
Posts: 630
Registered: ‎06-20-2007
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Re: Scorewatch - went down -13 and then went up a+13!!

okay, thanks i will check my setting.
9/18/08 TU=707 EQ=706 EX=702
Frequent Contributor
Posts: 374
Registered: ‎04-03-2007
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Re: Scorewatch - went down -13 and then went up a+13!!

you're welcome!  Smiley Wink
 
SandyK
Super Contributor
Posts: 8,195
Registered: ‎03-25-2007
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Re: Scorewatch - went down -13 and then went up a+13!!

I got an alert today - Your FICO® score went up on a day when there were no credit alerts on your Equifax Credit Report™.
 
A few more plus points (17)
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Moderator Emeritus
Posts: 9,252
Registered: ‎03-19-2007
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Re: Scorewatch - went down -13 and then went up a+13!!

Bonus points???
Nice. I am sure there was something that scorewatch could not find right away.

MidnightVoice wrote:
I got an alert today - Your FICO® score went up on a day when there were no credit alerts on your Equifax Credit Report™.
 
A few more plus points (17)



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Frequent Contributor
Posts: 374
Registered: ‎04-03-2007
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Re: Scorewatch - went down -13 and then went up a+13!!

 
In checking my emails from Scorewatch over the last week, I found that they decreased my score by -13 when I applied for an offer from HSBC.  I applied for the offer and the response was "Application declined"!!  I was fuming because I wasn't going to take the offer in the first place, but since HSBC said I was qualified for it, I went ahead with it thinking another card would allow me to balance transfer for a few months at 0%!!  I received a hard pull and no approval!  Smiley Mad  .  I received notice from True Credit that I had another inquiry added to my Equifax score. 
 
Well I chalked it up as to being the last application for credit for atleast 6mos to a year.  Then here comes this increase of +13 from Scorewatch.  I assume it was a mistake on HSBC's part as there was no explanation for why I got it and HSBC is the last activity noted by Scorewatch on my file. 
 
 I have learned to close my mouth and accept all gifts though.  Smiley Happy 
 
SandyK
 
 
 
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