Reply
Frequent Contributor
Posts: 374
Registered: ‎04-03-2007
0

Scorewatch - went down -13 and then went up a+13!!

 
My score went down on Scorewatch 6-22-07 by  -13 points on Friday, 6-22-07.  Today I received a notice from Scorewatch saying my score went back up by +13 points!!!  .  Has this happened to you?
 
SandyK
Established Contributor
Posts: 510
Registered: ‎04-17-2007
0

Re: Scorewatch - went down -13 and then went up a+13!!

yeah that has been hapening to my Fakos lately. One day its lower, other day its back to where it used to be.
 
Established Contributor
Posts: 630
Registered: ‎06-20-2007
0

Re: Scorewatch - went down -13 and then went up a+13!!

I have score watch...I know there has been changes in my CR's but I have never got an alert...do i have to change the settings? or is that nomal?
9/18/08 TU=707 EQ=706 EX=702
Frequent Contributor
Posts: 374
Registered: ‎04-03-2007
0

Re: Scorewatch - went down -13 and then went up a+13!!

 
so_confused,
 
I have only had Scorewatch for two months.  I did alter my settings to be notified when my score changes, set a target score, and to be notified whenever my balances go  over 50% of their credit limits.  (I think all of this is verbatim....if I go back to the settings then I may lose this email and then I will definitely be at a lost as to what I wrote!!). 
 
Make sure the settings are turned on too! 
 
SandyK
Established Contributor
Posts: 630
Registered: ‎06-20-2007
0

Re: Scorewatch - went down -13 and then went up a+13!!

okay, thanks i will check my setting.
9/18/08 TU=707 EQ=706 EX=702
Frequent Contributor
Posts: 374
Registered: ‎04-03-2007
0

Re: Scorewatch - went down -13 and then went up a+13!!

you're welcome!  :smileywink:
 
SandyK
Super Contributor
Posts: 8,166
Registered: ‎03-25-2007
0

Re: Scorewatch - went down -13 and then went up a+13!!

I got an alert today - Your FICO® score went up on a day when there were no credit alerts on your Equifax Credit Report™.
 
A few more plus points (17)
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Moderator Emeritus
Posts: 9,252
Registered: ‎03-19-2007
0

Re: Scorewatch - went down -13 and then went up a+13!!

Bonus points???
Nice. I am sure there was something that scorewatch could not find right away.

MidnightVoice wrote:
I got an alert today - Your FICO® score went up on a day when there were no credit alerts on your Equifax Credit Report™.
 
A few more plus points (17)



Frequent Contributor
Posts: 374
Registered: ‎04-03-2007
0

Re: Scorewatch - went down -13 and then went up a+13!!

 
In checking my emails from Scorewatch over the last week, I found that they decreased my score by -13 when I applied for an offer from HSBC.  I applied for the offer and the response was "Application declined"!!  I was fuming because I wasn't going to take the offer in the first place, but since HSBC said I was qualified for it, I went ahead with it thinking another card would allow me to balance transfer for a few months at 0%!!  I received a hard pull and no approval!  :smileymad:  .  I received notice from True Credit that I had another inquiry added to my Equifax score. 
 
Well I chalked it up as to being the last application for credit for atleast 6mos to a year.  Then here comes this increase of +13 from Scorewatch.  I assume it was a mistake on HSBC's part as there was no explanation for why I got it and HSBC is the last activity noted by Scorewatch on my file. 
 
 I have learned to close my mouth and accept all gifts though.  :smileyhappy: 
 
SandyK
 
 
 

Get a myFICO recommended credit card

Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.