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I'm thinking about getting a secured loan through my credit union. How long should I let it show history before PIF? I was going to request a six month loan, should I take it out further or pay it off in 3-4 months?
Any suggestions???????
TU: 615 EQ: 613 Going for the 700 Club as soon as possible!!!!!!!!!
History and on time payments build your credit scores, so if your not looking for another loan any time soon why not let it go 12 months?
I put the money(full amt. of loan) into a savings with my CU and have them do an auto pay every month, how ever I plan to pay in full after 6 months, as I plan to try for my first home in Sept. since BK discharge in July 07.
So I guess I also have a question, does it help to have no debt when looking for a Mortgage?
TU-675 Eq-679