It simply amazes me the progress one can make by reading the forums here and actually implementing the advice and learning from the experience that that many of the contributors provide.
The following results are in, and my short term goal of being house ready is actually a reality. I will most likely wait another month to see if my scores will hit the 620 range since some updates are still pending.
MyFico
TU 564 with 5 cc still not updated I am choosing to wait to pull these scores until TC updates
EX 571 with 1 cc still not updated
EQ 596 with all cc reporting but I found an error that will make a paid collection turn into a paid closed account.
TrueCredit
TU 603
EX 614
EQ 607
Based on the comments from many posters your fakos are lower than your ficos so, if my theory is correct I should see my fico scores soon exceed my fakos. Fingers are crossed and I thank God for these improvements over such a short time.
New short term goal is now 620-640
Long term goal is 700 how long will it take I don't know but it is obtainable and I thank you guys for my progress! I will continue to keep you posted.