Credit Card Center Advertiser Disclosure

New Member
Posts: 6
Registered: ‎06-09-2007
0 Kudos

Should I Trust Them To Keep Their Word!!!!!!!!!!!!!!!!!!!!!!

First of all 3 wks ago I got letter from CA about small medical bill I totally forgot about since the hospital gave me a charity write off of 90%. Which I paid in full, I was between jobs at the time with no medical coverage the hospital was super nice.The bill came from the emergency room Dr. and even they were aware of the write off because the CA told me my account was placed on hold pending this
write off. Well long story short they sent it to CA without giving me the chace to pay it off. I called the CA and paid it immediately and explained what had happened. They said I would get an AUTHORIZATION FORM in the mail about my credit card payment authorizing them to charge my card and discharge this debt removing it from my CR as they quoted over the phone and in the letter.
My question is it requires my signature for them to remove it from my CR and the letter only says discharge debt only can I believe them to do this or not sign anything about this debt?
Moderator Emeritus
Posts: 9,252
Registered: ‎03-19-2007
0 Kudos

Re: Should I Trust Them To Keep Their Word!!!!!!!!!!!!!!!!!!!!!!

Don't trust anything you do not have in writting.
Moderator Emeritus
Posts: 16,382
Registered: ‎03-12-2007
0 Kudos

Re: Should I Trust Them To Keep Their Word!!!!!!!!!!!!!!!!!!!!!!

Also, must be on their letterhead.
Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007
0 Kudos

Re: Should I Trust Them To Keep Their Word!!!!!!!!!!!!!!!!!!!!!!

Trust and CA do not go hand in hard... do what has already been suggested.. in writing on company letterhead.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.