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Should I contact the CRA to update that 2 of my collections have been paid?

Regular Contributor

Should I contact the CRA to update that 2 of my collections have been paid?

I paid online and I have receipts for the collections.  Should I send copies of the reciepts to the CRA?  I want my credit reports to be updated in a timely fashion and I dont know how long it will take for this CA to update the info.
Thanks for your help.
5 REPLIES
Valued Contributor

Re: Should I contact the CRA to update that 2 of my collections have been paid?

No you don't need to send it in.   You can either wait 30 days and check to see if it has been updated or for quicker results,  dispute it on all three  as balance 0 and paid.    this will take up to 30 days to complete.
 
BUT HOLD ON TO THOSE RECORDS with your life.    Keep them safe either in a safe deposit box or a fire proof safe.    Once your accounts get caught in the white underbelly part of society that is know as Collections, funny things happen.   Accounts get mistakenly sold if not closed out properly.  Keep your records safe and sound.
Regular Contributor

Re: Should I contact the CRA to update that 2 of my collections have been paid?

Thanks. I dont trust CA to report as they should. I will be hanging onto those documents Smiley Happy
Valued Contributor

Re: Should I contact the CRA to update that 2 of my collections have been paid?

I would wait a week and then dispute as paid and the balance amount as 0.   I wouldn't wait for them, I really wouldn't
Regular Contributor

Re: Should I contact the CRA to update that 2 of my collections have been paid?

Thanks. I think that is what I will do!
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Regular Contributor

Re: Should I contact the CRA to update that 2 of my collections have been paid?

I did do this with 2 of the 3 credit reports  eqifax you have to write to them.