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Regular Contributor
Posts: 176
Registered: ‎03-20-2007
0

Should I leave it alone?

Hi guys. Got a quick question. I opened 2 CCs back in Nov 06. I charged on it and then paid it off and then closed both of them this past April since the CL was $400 for each. Should I do a GW and ask it to be removed from my CR or leave it alone? I just didn't want my CR to look like I have a lot of accounts open especially for this small CL. What do you guys think? I want to do what's best for my credit score. Thanks!
Moderator Emeritus
Posts: 9,252
Registered: ‎03-19-2007
0

Re: Should I leave it alone?

leave it alone.
It will look fine for the next 10 years.
Regular Contributor
Posts: 176
Registered: ‎03-20-2007
0

Re: Should I leave it alone?



Timothy wrote:
leave it alone.
It will look fine for the next 10 years.


Ok, thanks!
Senior Contributor
Posts: 4,635
Registered: ‎03-11-2007
0

Re: Should I leave it alone?

Always a good idea to use your FACTA requests for your free reports.
 
If a TL is somehow flagged as adverse, you wanna know.
 
If it's a good TL, unless it's underreporting your CL or otherwise adversely affecting you, let it be.
 
Regular Contributor
Posts: 176
Registered: ‎03-20-2007
0

Re: Should I leave it alone?



Noah_Bodie wrote:
Always a good idea to use your FACTA requests for your free reports.
 
If a TL is somehow flagged as adverse, you wanna know.
 
If it's a good TL, unless it's underreporting your CL or otherwise adversely affecting you, let it be.
 


It's a good TL with accurate information and it doesn't appear to be hurting me so I guess I'll leave it be!
 
BTW, I checked out the website and got my EX report. My TU report was 'temporarily suspended' (not sure what happened there). And I'll be calling tomorrow to get my EQ report as well as ask about the TU report. Thanks for the info!

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