07-17-2007 06:06 PM
07-17-2007 08:30 PM
07-18-2007 07:17 AM
07-18-2007 10:54 PM
focused07 wrote:I am in the same boat (I am an AU on my husband's card and there is one 30 day late payment that is reporting to my CR) and was about to write a GW letter but wonder if I would get faster, better results by disputing. There is otherwise a perfect payment history on this card. The account is about 5-6 yrs old but I have others and it's currently reporting as "closed by the consumer" - so not sure it's doing anything but hurting my score right now anyway.
07-20-2007 04:55 PM
07-20-2007 05:08 PM
focused07 wrote:So are you recommending that I should have my husband send a GW letter to them? Or should I dispute the tradeline as not mine? I have prepared the GW letter and I am ready to send. Can I do both simultaneously (the GW and the dispute as not mine)? If I go the "not mine" route, do I indicate anywhere in the letter that I am an AU on the account?
07-20-2007 06:01 PM
07-20-2007 09:58 PM
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