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Should i pay balance down to 1 or 0%?

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milkshakes
Regular Contributor

Re: Should i pay balance down to 1 or 0%?

to my understanding either way works -- the key is to make sure there's only a 1-10% balance when it's reported to the bureaus. whether you do the initial payment before or after the bill comes in isn't relevant. you're right though that it's probably easier to pay before the bill comes in because you don't need to worry about the balance being reported in between

      
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