General Credit Topics

[havinfun54]

I just signed up here at MyFICO and saw that my EQ score was 651. Was actually surprised because I went through a few years of bad decisions and bad luck. Not whining...just the way it is. Anyway then went to a different site and ordered my 3 scores. When they came back I saw that my EQ score was 589. That's a big difference between the two. Going to order my TU score from MyFICO and compare those now.

Can anyone tell me why such a spread between the to sites even though they are both suppose to be from EQ?

Thanks.....this forum is the most informative place I have been regarding credit.

[pizzadude]

Welcome to the forums !

You are getting a FICO score from myFICO and very likely FAKO scores from the website.   I'd recommend reading the sticky posts below, they should help you understand credit scores:

Credit Scoring 101:

http://ficoforums.myfico.com/fico/board/message?board.id=ficoscoring&thread.id=29793

The Son Of Credit Scoring 101

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/The-Son-Of-Credit-Scoring-101/m-p/718550#U718...

[havinfun54]

Thank you Pizzadude. I appreciate your time!