01-22-2013 08:19 PM
I just signed up here at MyFICO and saw that my EQ score was 651. Was actually surprised because I went through a few years of bad decisions and bad luck. Not whining...just the way it is. Anyway then went to a different site and ordered my 3 scores. When they came back I saw that my EQ score was 589. That's a big difference between the two. Going to order my TU score from MyFICO and compare those now.
Can anyone tell me why such a spread between the to sites even though they are both suppose to be from EQ?
Thanks.....this forum is the most informative place I have been regarding credit.
01-22-2013 08:33 PM
Welcome to the forums !
You are getting a FICO score from myFICO and very likely FAKO scores from the website. I'd recommend reading the sticky posts below, they should help you understand credit scores:
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.