Reply
New Contributor
Posts: 73
Registered: ‎02-26-2008
0

Small Claims question

I believe that I am going to file a small claim here in the state of WA.  I have heard different answers on whether I can actually do that or not because the company I want to sue is out of state.  I read the exceptions to rule in RCW 3.66.040(8) and I believe that I may be able to file a small claim against this corporation.  Even though they don't have an office in WA, they do transact business in this state.  If anybody has any insight on this, that would be great.
Epic Contributor
Posts: 22,406
Registered: ‎01-17-2008
0

Re: Small Claims question

I too am from WA.  As far as I know, as long as they do business in this state they can be sued in this state.

 

Assuming it is a CA, have you checked the WA State Licencing website for CA that have been fined and/or lost their business privileges here due to none compliance?

 

New Contributor
Posts: 73
Registered: ‎02-26-2008
0

Re: Small Claims question

For what it's worth, it is Dell Financial Services and they are based in Austin, TX.  They do pretty much do business in most every state.  My credit file should be showing a 0 balance and it is showing that I owe $369.  I have proof that I paid them off, but they evidently don't care.  They think that I am not going to come after them guns a blazing.  They guessed wrong.  Also, it comes back verified with the 3 CRA's.  Big suprise there.
Valued Contributor
Posts: 1,072
Registered: ‎02-15-2009
0

Re: Small Claims question

If you are absolutey decidedly hell bent on suing, here are some thoughts;

 

First step to sue, dispute with CRAs. You did and good for you(if you are hell bent on suing), it came back verified.

Keep copies of the verification results from the 3 CRAs and also your credit reports before and after listing the account.

Try and apply for some card/account which would be denied because of  this negative listing. Keep copies.

Goto court. 1000 bucks.

 

Of course its not that easy! You probably might need a lawyer or lotsa man hours of dedicated and comprehensive research.

 

I dont favor cunning unless i'm done wrong and my hatred for the financial system and its entities knows no bounds. We are the richest country and in the world and the second and the third don't even come close put together and still its here that theres a whole lot of people sufferring and id say because of financial abuse. I believe thats the direct or indirect cause of most of the issues we have today apropos healthcare, education, poverty etc. Not crime though cause nothing justifies crime in my books.So i'd do what it takes and perhaps sue and the objective is a negative mark(with state and public) on a company doing wrong..

 

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.