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So DH is a Victim of ID Theft

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webhopper
Moderator Emeritus

Re: So DH is a Victim of ID Theft

The medical collection where his ex-wife used his info to obtain medical services has been deleted from his credit report as of today   Smiley Very Happy

FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 11 of 14
webhopper
Moderator Emeritus

Re: So DH is a Victim of ID Theft

Update...

 

The loan account and the credit card account information has been blocked from TU and EQ.

 

The medical collection is completely gone from the reports.

 

Ex is treating this like a dispute instead of as an ID theft Block, which should only take 4 days...

 

They sent him a dispute re-investigation status update which says they will be done investigating on May 22nd.

 

I'm tempted to send them a copy of that re-investigation status, a copy of the delivery confirmation and a copy of the original block request,  along with a letter stating that their 4 days is over and that an FTC complaint will be filed.

 

 

 

 

FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 12 of 14
webhopper
Moderator Emeritus

Re: So DH is a Victim of ID Theft

A quick update.

 

The block has been successful on EX and TU, still waiting for EQ to block those accounts.

 

On EX, they actually blocked the wrong loan account, so we need to send in another block request to make sure they block the right one.  

FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 13 of 14
webhopper
Moderator Emeritus

Re: So DH is a Victim of ID Theft

I have some happy news to report; all of the fraudulent accounts are removed from all three bureaus.

And DH was approved for PRG!
FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 14 of 14
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