SoFi in 15 Days

[sr383]

Previous utilization: ~65%

Current utilization: ~2%

Pervious scores: upper 600s, lower 700s

Today's Experian FICO 8: 807

I've made the first loan payment, but it is not yet reporting. ...

[Appleman]

Nice turn around on scores! Seems like it 2 maybe three months for SoFI to report. And did not get dinged for the new personal loan. Hope the same happens for you.

[RonM21]

You're in the 800 category!! Good for you, and congrats!

[Anonymous]

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@sr383 wrote:

Previous utilization: ~65%

Current utilization: ~2%

Pervious scores: upper 600s, lower 700s

Today's Experian FICO 8: 807

I've made the first loan payment, but it is not yet reporting. ...

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I saw similar results within one cycle of my cards reporting. SoFi reported about a month after the closing of the loan. Scores dropped 3, 4, and 9 points on EX, TU, EQ respectively.