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Soft pull vs hard pull

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Tryon2improve
Regular Contributor

Soft pull vs hard pull

I noticed my credit union did a soft pull last week and wanted to call and see if they would give me my score. Does a soft pull give them a score or just a summary?


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1 REPLY 1
llecs
Moderator Emeritus

Re: Soft pull vs hard pull

They can give them both. I'm a borrower and a lender with Lending Club, which is a P2P-based lender. When you take out a loan, they'll display for the lenders a summary of payment history, overall balances, util, etc. But they'll also provide your TU98 FICO. All of this is done off a soft pull and not a hard pull.

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