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Soft pulls??

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tictoc
Contributor

Soft pulls??

Hi,

 

How can I see who is sp'ing my credit report? Thanks in advance


Starting Score: Ex: 580 EQ: 608 myfico TU: 585
Current Score: Ex: 694 fcr.com EQ FICO: 663 TU: Unk
Goal Score: 700


Take the FICO Fitness Challenge
Message 1 of 17
16 REPLIES 16
-Wade-
Valued Contributor

Re: Soft pulls??


@tictoc wrote:

Hi,

 

How can I see who is sp'ing my credit report? Thanks in advance


You have to order your reports from the CB's
"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 2 of 17
-Wade-
Valued Contributor

Re: Soft pulls??

annual credit report . com  is free once a yr

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 3 of 17
mlibby
Regular Contributor

Re: Soft pulls??

Or if you are denied Credit you can apply for a Free Copy of your Credit Report with these links

 

 

Experian

http://www.experian.com/reportaccess/

 

Transunion

https://disclosure.transunion.com/dc/disclosure/disclosure.jsp

 

Equifax

https://aa.econsumer.equifax.com/aad/landing.ehtml

 

There is a info on the bottom of your inquires.

Requests Viewed Only By You

 

These Have softpulls listed on them and promotional purpose items listed usually hopefully this helps

Message 4 of 17
tictoc
Contributor

Re: Soft pulls??

Ok so no way to see it through free credit report or usaa??


Starting Score: Ex: 580 EQ: 608 myfico TU: 585
Current Score: Ex: 694 fcr.com EQ FICO: 663 TU: Unk
Goal Score: 700


Take the FICO Fitness Challenge
Message 5 of 17
-Wade-
Valued Contributor

Re: Soft pulls??


@tictoc wrote:

Ok so no way to see it through free credit report or usaa??


Nope sorry!!! Don't have a USAA account so i can't answer that one but i bet it's a no

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 6 of 17
mlibby
Regular Contributor

Re: Soft pulls??

That i dont know. if you have pulled your credit in the past 60 days you usually can get a Free Report also using them links. (unfavorable Apr) being an option

Message 7 of 17
tictoc
Contributor

Re: Soft pulls??

ok thank you guys for the info 


Starting Score: Ex: 580 EQ: 608 myfico TU: 585
Current Score: Ex: 694 fcr.com EQ FICO: 663 TU: Unk
Goal Score: 700


Take the FICO Fitness Challenge
Message 8 of 17
Rhaeny
Valued Contributor

Re: Soft pulls??

You can see it if you use Equifax, however the site is so clunky and slow.  I have had a subscription for quite a while and I pay 8.98 a month for it.  It is daily pulls so at least you can see that one.  TU and EX you have to order online a hard copy and pay for each.


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Message 9 of 17
SantanzChild
Valued Member

Re: Soft pulls??


@tictoc wrote:

Ok so no way to see it through free credit report or usaa??


Nope I have usaa's daily pulls and softpulls do not show up on it.  My once a year report is the only place I have ever seen them show up.

Message 10 of 17
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