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Some of the Lesser Known Evils

Senior Contributor

Re: Some of the Lesser Known Evils


ilymonster wrote:
How long do these places keep your info?  Is it the standard 5-7 years or longer?  Thanks so much!

 

Actually, any CRA, even an LKE or §603(w) nationwide specialty consumer reporting agency, can keep information about you and on file, forever. Under certain conditions, they can report it.

 

Read §605(b)
 

Message 31 of 32
Senior Contributor

Re: Some of the Lesser Known Evils

FTC Press Release

 

In addition to imposing the civil penalty, the settlement order requires First Advantage SafeRent, Inc. to disclose the contents of the consumer’s file when the consumer requests it, and to investigate the accuracy of information in a report when a consumer disputes it.

 

Hopefully this will serve as a wake up call for the LKEs, but somehow I doubt that will happen.

Message 32 of 32