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Someone pulled my EX report, don't know who

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Anonymous
Not applicable

Someone pulled my EX report, don't know who

So I got aler for new inquiry.

August 19, 2015
REAL PAGE INC obtained a copy of your EXPERIAN Credit Report.
Alert Date 8/18/2015
Source EXPERIAN
Phone (888) 736-8765
Address 4000 INTERNATIONAL PKWYCARROLLTON, TX 75007-1951
Company REAL PAGE INC


I have no idea, who is this.
I applied for apartment rebt on 18th, i moved in.
Maybe this is it, but really? Inquiry for renting an apartment?
Is there anything I can do?
Message 1 of 6
5 REPLIES 5
iv
Valued Contributor

Re: Someone pulled my EX report, don't know who

Yup, Real Page/LeasingDesk is a tenant screening company. (And count as a CRA in their own right, as well.)

EQ8:850 TU8:850 EX8:850
EQ9:847 TU9:847 EX9:839
EQ5:797 TU4:807 EX2:813 - 2021-06-06
Message 2 of 6
Revelate
Moderator Emeritus

Re: Someone pulled my EX report, don't know who

Credit check when renting an apartment is pretty standard these days, has been for a while in my experience.




        
Message 3 of 6
RobertEG
Legendary Contributor

Re: Someone pulled my EX report, don't know who

Inquiries are not limited only to credit.

If a consumer initiates a business transaction for which the transaction has a legitimate business purpose to review the consumer's credit history, then that business transaction gives the business a permissible purpose to pull your credit report.

Since leasing an apartment clearly could result in damages incurred to the property or fees associated with the rental, it is recognized as a legitimate business purpose.

 

In some cases, you may be able to get the inquiry re-coded as soft, which would not affect your credit scoring.

 

Message 4 of 6
mitchblue
Valued Contributor

Re: Someone pulled my EX report, don't know who

I was credit checked on an apartment back in '95 so it's standard for awhile now.

FICO® 8 Scores 821 FICO® 9 Equifax 826 (Updated 02-7-23)
Message 5 of 6
takeshi74
Senior Contributor

Re: Someone pulled my EX report, don't know who


@Anonymous wrote:
I applied for apartment rebt on 18th, i moved in.
Maybe this is it, but really? Inquiry for renting an apartment?
Is there anything I can do?

Pretty standard, as stated above.  Nothing you can do at this point as it's valid information.  In future you can inquire if they perform a credit check but if you try to avoid it you'll severely limit your options.

Message 6 of 6
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