So I pulled all my info into a cute spreadsheet which I color coded today and put notes etc. But now I'm struggling as to the best course of action. My husband and I would really like to get prequalified for a mortgage in May if we can, it's a lofty goal but we are trying, here's what I have to deal with:
Account - AMT - DOFD - Drop Off - Action
These I'm going to let drop off:
Bank One - 0 - 04/2001 - 4/2008 - Let Drop
PLAZA ASS - 514 - ? - 5/2008 - Let Drop
For this one do I dispute the DOFD and how if the initial late was 5/01 and here the DOFD is listed as 10/03? This was a repossesion that went late in 5/01 and repo'd maybe 8/01.
CHRY FIN - 0 - 10/2003 - 9/2010 - Initial late was 5/01 - Should I dispute this DOFD date?
These two accounts are the same thing showing up on my reports as both having an outstanding amount. Do I disupte the duplicate or just let them drop come the end of the year? I don't want to make my score worse if we try to get a mortgage in May
Arrow Fin - 843 - 11/2001 - 10/2008 - Let Drop - Dispute duplication?
First Pr - 431 - 1/2002 - 12/2008 - Let Drop - Dispute duplication?
Same thing, these three are all the same account all showing an outstanding amount, all duplicate on my report:
MIDLAND - 1499 - ? - 11/2008 - Let Drop - Dispute duplication?
PRESIDIO - 1138 - 12/2001 - 11/2008 - Let Drop - Dispute duplication?
PROVIDIAN - 1138 - 10/2001 - 11/2008 - Let Drop - Dispute duplication?
This account shows as never late on Experian but late on TR and EQ and I was not ever late:
Credit Accept - 0 - 9/2011 - GW letter and see if they'll remove the lates on EQ and TR
These I'm going to try a PFD:
CAVALRY - 54 - 8/2003 - 8/2010 - PFD
Anderson Financial - 94 - 8/2004 - 8/2011 - PFD
PARAGON - 1,015 - 6/2007 - 6/2014 - PFD
PENTAGROUP - 351 - 8/2007 - 8/2014 - PFD
This is for student loans that were supposed to be in defferal and they lost the info and reported as late on my CR, should I GW them to try to get the lates removed?
SALLIE MAE SERVICING GW - Write letter for removal of lates
Thank you everyone in advance for your wonderful insight, this place has been such a savior for me with all my questions and now that I've gather all the info I can I'm ready to put it to action! 
1/28/08
EQ = 536
TR ?
EX ?
Okay hopefully it looks better now!