Reply
New Member
Posts: 3
Registered: ‎02-02-2013
0

Sprint

Last month I switched my mobile carrier to Sprint. Of course they ran a credit check and I received an alert telling me that my FICO had dropped 7 points.  I just received a letter from Sprint telling me that Equifax  reported my credit score to them at 751 about 90 points higher than what MYFICO is telling me.  Sprint lists Equifax and IDA Inc as the the reporting agencies.  I am fairly new at all of this and wondered if anyone could explain the score difference to me.

Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
0

Re: Sprint

[ Edited ]

This is probably due to one of two things: 1) a different or newer FICO version was used. Or 2) there are some non-traditional scores out there that weigh your telecom experience, of which could have been developed by FICO. 

 

Did they provide a score range? And it clearly says your FICO score is ### (as opposed to saying 'your score is ###')?

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.