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Frequent Contributor
shols44
Posts: 398
Registered: ‎11-03-2012
0

Started from the bottom....

I know its a FAKO and all....but just more proof that it can be done! Couldn't have done it without myfico. 

 



Starting Score: 501
Current Score: 706 EQ,TU 689,EX 686
Goal Score: 720

Moderator Emeritus
webhopper
Posts: 7,225
Registered: ‎09-16-2011
0

Re: Started from the bottom....

Congrats on the awesome score bump!!! 

 

Keep up the good work!


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Valued Contributor
thom02099
Posts: 1,348
Registered: ‎08-30-2011
0

Re: Started from the bottom....

Congratulations on your success ! ! ! 

 

FAKO's do serve a purpose, and that's to monitor TRENDS in one's credit journey.  And looks like you've got a very good TREND going on ! ! !

 

ONWARD AND UPWARD ! ! !

Diners Club Premier MasterCard $50K / AMEX Gold NPSL / AMEX Zync NPSL / AMEX Blue Cash Preferred $14K / Bank of America Cash Rewards Signature Visa $15K / Merrill Lynch Plus Signature Visa $15K / Wells Fargo Propel 365 $15K / Chase Sapphire Preferred Signature Visa $10K / J P Morgan Select Signature Visa $10K / Chase Slate Visa $6K / CITI Diamond Preferred MasterCard $13.2K / Discover IT $10.5K / IberiaBank Select Visa $8K / 1st Command Bank Platinum Visa $7.5K // Home Depot $9.7K / Lowes $10K

EX = 799 EQ = 812 TU = 811 - 11/2014
Frequent Contributor
mtrsprt
Posts: 335
Registered: ‎07-27-2011
0

Re: Started from the bottom....

Might want to pull an actual FICO soon, just for reference.

 

My CK score is at its lowest score in 2 years (594)....Yet my TU and EQ FICO are at 661/676 right now...

 

A friend at work shows a 702 CK FAKO, but his actual TU FICO is at 639..........

 

Just something to think about, but im sure you definately have increased your responsibility!


Starting Score: 521 TU, 597 EQ, 574 EX on 6/20/2011
Current Score: 753 TU, 748 EQ, 766 EX on 11/13/2014
Goal Score: 720-740 Across the board


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Senior Contributor
myjourney
Posts: 26,659
Registered: ‎02-07-2013
0

Re: Started from the bottom....

Congrats it shows how hard you have worked to become a 700 club member

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13


Frequent Contributor
shols44
Posts: 398
Registered: ‎11-03-2012
0

Re: Started from the bottom....

My last score watch update has me at 694. I haven't pulled TU to compare with CK FAKOs and have no need to. I'm firmly in the garden and my last TU app was with barclays US air card April 4th. I have everything I need (cash back, airline, hotel and points) and I will stay here nursing tenderlings and scotch till 2014! 

 

 

Thank you, thank you all. I was a total credit moron 3 years ago and my my, things have definitely changed!


Starting Score: 501
Current Score: 706 EQ,TU 689,EX 686
Goal Score: 720

Community Leader
Senior Contributor
myjourney
Posts: 26,659
Registered: ‎02-07-2013
0

Re: Started from the bottom....


shols44 wrote:

My last score watch update has me at 694. I haven't pulled TU to compare with CK FAKOs and have no need to. I'm firmly in the garden and my last TU app was with barclays US air card April 4th. I have everything I need (cash back, airline, hotel and points) and I will stay here nursing tenderlings and scotch till 2014! 

 

 

Thank you, thank you all. I was a total credit moron 3 years ago and my my, things have definitely changed!


Sounds like you do have all you need Lol

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13


Established Contributor
hot4u
Posts: 787
Registered: ‎04-21-2013
0

Re: Started from the bottom....

Congrats...


(Chase)- Freedom, CSP®, United MileagePlus® Explorer, Marriott Rewards® Premier, Penfed cash+ rewards/Promise.
Amex’s- BCE, Hilton and SPG®, NFCU Cash Rewards, FHB Destinations World Elite.
(Citi)- Dividends Platinum Select, Executive/Platinum® Advantage,Hawaiian Airlines World Elite


Frequent Contributor
blunderer
Posts: 377
Registered: ‎01-09-2013
0

Re: Started from the bottom....

Congratulations!!!!


But what about the other part......."Now the whole team here"???

 

Take me to the 700 club witcha :smileyvery-happy:

 

Keep up the good work!!!!


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