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Started from the bottom....

Frequent Contributor

Started from the bottom....

I know its a FAKO and all....but just more proof that it can be done! Couldn't have done it without myfico. 

 



Starting Score: 501
Current Score: 754 EQ,TU 745,EX 750
Goal Score: 800

8 REPLIES
Moderator Emeritus

Re: Started from the bottom....

Congrats on the awesome score bump!!! 

 

Keep up the good work!


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Valued Contributor

Re: Started from the bottom....

Congratulations on your success ! ! ! 

 

FAKO's do serve a purpose, and that's to monitor TRENDS in one's credit journey.  And looks like you've got a very good TREND going on ! ! !

 

ONWARD AND UPWARD ! ! !

EX = 849 EQ = 850 TU = 850 as of 07/2017
Retired and Retiring Cards!
Frequent Contributor

Re: Started from the bottom....

Might want to pull an actual FICO soon, just for reference.

 

My CK score is at its lowest score in 2 years (594)....Yet my TU and EQ FICO are at 661/676 right now...

 

A friend at work shows a 702 CK FAKO, but his actual TU FICO is at 639..........

 

Just something to think about, but im sure you definately have increased your responsibility!


Starting Score: 521 TU, 597 EQ, 574 EX on 6/20/2011
Current Score: 753 TU, 764 EQ, 766 EX on 02/17/2014
Goal Score: 720-740 Across the board


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Super Contributor

Re: Started from the bottom....

Congrats it shows how hard you have worked to become a 700 club member

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Frequent Contributor

Re: Started from the bottom....

My last score watch update has me at 694. I haven't pulled TU to compare with CK FAKOs and have no need to. I'm firmly in the garden and my last TU app was with barclays US air card April 4th. I have everything I need (cash back, airline, hotel and points) and I will stay here nursing tenderlings and scotch till 2014! 

 

 

Thank you, thank you all. I was a total credit moron 3 years ago and my my, things have definitely changed!


Starting Score: 501
Current Score: 754 EQ,TU 745,EX 750
Goal Score: 800

Super Contributor

Re: Started from the bottom....


shols44 wrote:

My last score watch update has me at 694. I haven't pulled TU to compare with CK FAKOs and have no need to. I'm firmly in the garden and my last TU app was with barclays US air card April 4th. I have everything I need (cash back, airline, hotel and points) and I will stay here nursing tenderlings and scotch till 2014! 

 

 

Thank you, thank you all. I was a total credit moron 3 years ago and my my, things have definitely changed!


Sounds like you do have all you need Lol

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Established Contributor

Re: Started from the bottom....

Congrats...


(Chase)- Freedom, CSP®, United MileagePlus® Explorer, Marriott Rewards® Premier, Penfed cash+ rewards/Promise/Defender.
Amex’s- BCE, Hilton, SPG®, PRG® and Blue®, NFCU Cash Rewards, FHB Destinations World Elite.
- Amex Centurion,(Citi) Executive/Platinum® Advantage


Alaska Airlines
Established Contributor

Re: Started from the bottom....

Congratulations!!!!


But what about the other part......."Now the whole team here"???

 

Take me to the 700 club witcha Smiley Very Happy

 

Keep up the good work!!!!