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Valued Contributor
Posts: 1,922
Registered: ‎06-21-2012
0

Still waiting on CK and question about SW...

Looks like I possibly have 8 days or so before my CK will update with my Cap1 card showing 0% util, and hopefully the other changes that have been made/added to my CR. Seems like it is an eternity when I'm starting to become OCD with my credit and my financing general. Everyone else seem like their CK accounts take forever?!?

 

Also, I recently started SW on here, and was curious if the score & report automatically update? I think when I signed up it said i get 2 free scores or something? I can't recall for sure. Just curious if I'm using SW will it automatically update my info or is there anything i need to do?

 

Thanks,

 

John

| Walmart $5k | Amazon $5k | NFCU $20k | NLOC $15k | Lowes $17k | BoA $15k | Freedom $3k | IT $5.25k | CSP $5k | Marriott $5k | AMEX TE $18k | Alaska $5k |
Starting Scores: EQ:571 EX:??? TU:597
Current Scores: EQ:694 EX:714 TU:711
Goal Scores: 700
across the board
Frequent Contributor
Posts: 358
Registered: ‎04-28-2012
0

Re: Still waiting on CK and question about SW...

I got my Cap1 statement on 6/25 and paid it the next day...CK still hasn't updated my util/payment info.  Could be TU's fault since they're slower than molasses.  That said; at least I have a CR on TU!  It looks Equifax still hasn't put together anything on me, even after 2 statements.

TU: 757 (12/14/14) | EQ: 761 (1/18/15) | EX: 760 (1/18/15)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $7,000 (10/2012); Chase Amazon Rewards, $7,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013); Chase Hyatt, $7,000 (09/2013)
Valued Contributor
Posts: 1,922
Registered: ‎06-21-2012
0

Re: Still waiting on CK and question about SW...

yeah, mines been paid since the ~21st of last month but still reports 40% util....last time i ever not PIF.

| Walmart $5k | Amazon $5k | NFCU $20k | NLOC $15k | Lowes $17k | BoA $15k | Freedom $3k | IT $5.25k | CSP $5k | Marriott $5k | AMEX TE $18k | Alaska $5k |
Starting Scores: EQ:571 EX:??? TU:597
Current Scores: EQ:694 EX:714 TU:711
Goal Scores: 700
across the board
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