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Established Contributor
j_casteel
Posts: 1,010
Registered: ‎06-21-2012

Still waiting on CK and question about SW...

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‎07-14-2012 08:17 AM

Looks like I possibly have 8 days or so before my CK will update with my Cap1 card showing 0% util, and hopefully the other changes that have been made/added to my CR. Seems like it is an eternity when I'm starting to become OCD with my credit and my financing general. Everyone else seem like their CK accounts take forever?!?

 

Also, I recently started SW on here, and was curious if the score & report automatically update? I think when I signed up it said i get 2 free scores or something? I can't recall for sure. Just curious if I'm using SW will it automatically update my info or is there anything i need to do?

 

Thanks,

 

John

| AMEX Zync PSL | Walmart $900 | Cap1 Green $1.5k | Amazon $1k | NFCU Visa Sig $10k | NavChek $15k | NFCU Platinum MC $2k | Lowe's $1.2k |
Starting Score:TU:597 EQ:571 7/5/12 (joined myFICO & SW)
Current Score: EQ:653 (ScoreWatch) EX:685 (Amex app) TU:681 (Walmart)
Goal Score: 700
Proud to say that ALL past due debt has been paid and I never declared BK!!
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Regular Contributor
isoldmyatlas
Posts: 207
Registered: ‎04-28-2012

Re: Still waiting on CK and question about SW...

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‎07-14-2012 11:37 AM

I got my Cap1 statement on 6/25 and paid it the next day...CK still hasn't updated my util/payment info.  Could be TU's fault since they're slower than molasses.  That said; at least I have a CR on TU!  It looks Equifax still hasn't put together anything on me, even after 2 statements.

TU: 732 (11/27/12) EQ: 705 (11/27/12) EX: 723 (1/7/13)

Cap1 Newcomers, $750 (4/2012); AMEX Green, NPSL (10/2012); Discover IT, $3500 (10/2012); Chase Amazon Rewards, $1100 (10/2012); AMEX Hilton HHonors, $4000 (11/2012); AMEX Blue Cash Everyday, $4000 (01/2013); Chase Southwest Airlines Rapid Rewards Plus, $6500 (03/2013)

Zero credit history to over 19k in credit in under a year...all thanks to this community!
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Established Contributor
j_casteel
Posts: 1,010
Registered: ‎06-21-2012

Re: Still waiting on CK and question about SW...

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‎07-14-2012 11:42 AM

yeah, mines been paid since the ~21st of last month but still reports 40% util....last time i ever not PIF.

| AMEX Zync PSL | Walmart $900 | Cap1 Green $1.5k | Amazon $1k | NFCU Visa Sig $10k | NavChek $15k | NFCU Platinum MC $2k | Lowe's $1.2k |
Starting Score:TU:597 EQ:571 7/5/12 (joined myFICO & SW)
Current Score: EQ:653 (ScoreWatch) EX:685 (Amex app) TU:681 (Walmart)
Goal Score: 700
Proud to say that ALL past due debt has been paid and I never declared BK!!
Message 3 of 3 (98 Views)
 
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