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buckeye74 wrote:
basically from TC and Myfico. Both show nothing across the board for Equifax except for the 3 late payments on my loans. It doesn't say "ND" or anything in the other months they are just blank. I think it is also affecting my score w/EQ b/c it is lagging behind the other bureaus by about 70 points.
Went to double check mine just in case on TU is it showing blanks but on a true equifax report pruchased from EQ in April, it shows greens. Now on my Suze reports it shows ok/unknown.Write the creditor a ltter and advised that you realize that it is in violation of the fair credit reporting act to report incomplete inormation and request that they report the entie history. If they refuse, you can file a consumer complaint with www.ftc.gov for the violation.