12-17-2007 08:16 AM - edited 12-17-2007 08:18 AM
There is an account that was supposed to be removed from my credit report in November 2007, but it is still showing. Can I dispute it and tell them that it should be removed from my credit report? Is it ok to have more than 5 disputes within a year? Also, I have disputed many other bad collection accounts that I had in my credit report. They were all removed. My credit score went from a 519 in October to 668 in December, and I am trying to get it higher. If I can get them to delete this account, I know that my score will go way higher.
12-17-2007 11:36 AM
gagouche wrote:Can I dispute it and tell them that it should be removed from my credit report?Is it ok to have more than 5 disputes within a year?
12-21-2007 12:16 AM
12-27-2007 01:03 PM - edited 12-27-2007 01:05 PM
12-31-2007 02:12 PM
01-01-2008 07:27 PM - last edited on 01-01-2008 07:32 PM by Timothy
01-01-2008 07:31 PM - last edited on 01-01-2008 07:33 PM by Timothy
This is very encouraging. I co-sign for my daughter a car and she got it repoed. My credit score were in 680 now it is 555. I am trying my darnest to get my score back up. If any one have any suggestions please contact me at [Removed]Thanks in advance.
01-02-2008 11:39 AM
01-03-2008 08:28 AM
LT76 wrote:I was wondering if you or anyonw could give me some tips on how to get those Providian accounts deleted. I have two old accounts that are killing my score.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.