T-Mobile cellular credit?

Anonymous · ‎04-28-2008

HI Guys Need a little info: Does anyone know when you apply for cellular phone service they pull your CR. In order see if you are eligible for service also what terms and conditions that will apply. Is there a limit to the number of lines that you can get and if so how does that work is it based on your credit score. Do cellular providers Use FICO scores for their credit approval system.

Anonymous · ‎04-28-2008

Yes they do hard pulls for new service! I do not think they pull all 3 though.

Anonymous · ‎04-28-2008

Thanks Happy Days do you know how they determine the amount of lines they will give you upon approval? Any Ideas

guiness56 · ‎04-28-2008

More than likely based on your scores. I can not get T-Mobile service but, my credit sucks.

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Anonymous · ‎04-28-2008

We were able to get Verizon two years ago, when neither of us had any of the three above 600. Family share plan, 2100 minutes, two phones. And they did pull DH's CR.

Anonymous · ‎04-28-2008

Hi guiness56 I appreciate your reply I think it does too debating whether to try for service with them or not or maybe someone else. Thanks again credit 08

Anonymous · ‎04-28-2008

ivyalmighty thanks for your help very good information I guess I need to decide who to go with for service. Thanks again credit 08

guiness56 · ‎04-28-2008

I tried all of them. Each wanted anywhere from $250 to $800 deposit, except Sprint. They only wanted $100, so that is who I have.

Have you ever heard of Helio? They are more of a prepaid, but have some really good deals. I am thinking of changing to them and getting there All-in. Unlimited everything for $99 a month. They have lower plans and service is comparable to Sprint as far as signal.

With Sprint I pay $120 a month for a fixed plan but, they keep adding charges.

Message Edited by guiness56 on 04-28-2008 11:28 AM

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MidnightVoice · ‎04-28-2008

Just to remind everyone about Cingular - if you change your plan they do another hard pull.

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Anonymous · ‎04-28-2008

MidnightVoice thanks for the reply that sux for anyone who has Cingular for thier service provider as always great information. Thanks Guys