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TAX LEIN REMOVAL

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Anonymous
Not applicable

TAX LEIN REMOVAL

State Tax lein being removed on Tuesday. Its only being reported on EX but excited to have it removed and hope to see a point jump.

Message 1 of 15
14 REPLIES 14
EW800
Valued Contributor

Re: TAX LEIN REMOVAL

Congratulations!   Smiley Happy 

 

Please let us know what kind of a score jump you get!

 

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2024: EX8: 839; EQ8: 845; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
Message 2 of 15
Anonymous
Not applicable

Re: TAX LEIN REMOVAL


@Anonymous wrote:

State Tax lein being removed on Tuesday. Its only being reported on EX but excited to have it removed and hope to see a point jump.


If it's your only bad entry, you will see a HUGE score bump. If you have others, the bump will be much smaller.

Message 3 of 15
Anonymous
Not applicable

Re: TAX LEIN REMOVAL


@Anonymous wrote:

@Anonymous wrote:

State Tax lein being removed on Tuesday. Its only being reported on EX but excited to have it removed and hope to see a point jump.


If it's your only bad entry, you will see a HUGE score bump. If you have others, the bump will be much smaller.


I also do have a couple lates (30) on two cap1 cards from 15 months ago. Wish they were leaving also.





 

Message 4 of 15
OnTheRebound
Established Contributor

Re: TAX LEIN REMOVAL

When my wife and I both had a Fed Tax lien on our reports (the only negatives) our scores were in the low 700's. When they finally fell off we had a huge score increase to low 800's. So it was about a 100 point increase. 

 

At one point in my life my credit was so bad ( Tax Lien, repo, bunch of charge off's) people were reluctant to take my cash.

Amex BCE $11.1 / Citi Diamond Preferred WMC $12K / Citi Double Cash WMC $3.8K / Comenity Total Rewards Visa $2.5K / Citi Home Depot $5K / AU- Amex BCP $12K / Chase Freedom Visa $11014.00 / PenFed Platinum Rewards Visa Signature $6K / GE Lowes $10K
myFico Scores on 10/03/2014
Eq 798 / Exp 811 / Trans 814
CCT Fico 08 on 1/3/16 - Trans 786 / Exp 793 / Eq 797
Message 5 of 15
Anonymous
Not applicable

Re: TAX LEIN REMOVAL


@OnTheRebound wrote:

When my wife and I both had a Fed Tax lien on our reports (the only negatives) our scores were in the low 700's. When they finally fell off we had a huge score increase to low 800's. So it was about a 100 point increase. 

 

At one point in my life my credit was so bad ( Tax Lien, repo, bunch of charge off's) people were reluctant to take my cash.


I know what you mean. About 8 years ago I was under 400... YES under 400. I did not care. Well I have really changed my thoughts. I am hoping for atleast a 30 point increase. Its funny that experian is my highest score and thats the only one showing the tax lien.

Message 6 of 15
Anonymous
Not applicable

Re: TAX LEIN REMOVAL


@Anonymous wrote:

@OnTheRebound wrote:

When my wife and I both had a Fed Tax lien on our reports (the only negatives) our scores were in the low 700's. When they finally fell off we had a huge score increase to low 800's. So it was about a 100 point increase. 

 

At one point in my life my credit was so bad ( Tax Lien, repo, bunch of charge off's) people were reluctant to take my cash.


I know what you mean. About 8 years ago I was under 400... YES under 400. I did not care. Well I have really changed my thoughts. I am hoping for atleast a 30 point increase. Its funny that experian is my highest score and thats the only one showing the tax lien.


I guess its my middle score at the moment.

Message 7 of 15
gdale6
Moderator Emeritus

Re: TAX LEIN REMOVAL


@Anonymous wrote:

State Tax lein being removed on Tuesday. Its only being reported on EX but excited to have it removed and hope to see a point jump.


Grats Smiley Happy

 

What state?    Did you get it withdrawn?

Message 8 of 15
Anonymous
Not applicable

Re: TAX LEIN REMOVAL


@gdale6 wrote:

@Anonymous wrote:

State Tax lein being removed on Tuesday. Its only being reported on EX but excited to have it removed and hope to see a point jump.


Grats Smiley Happy

 

What state?    Did you get it withdrawn?


PA. it served its time and drops off in a couple days

Message 9 of 15
gdale6
Moderator Emeritus

Re: TAX LEIN REMOVAL


@Anonymous wrote:

@gdale6 wrote:

@Anonymous wrote:

State Tax lein being removed on Tuesday. Its only being reported on EX but excited to have it removed and hope to see a point jump.


Grats Smiley Happy

 

What state?    Did you get it withdrawn?


PA. it served its time and drops off in a couple days


I see, thanks for the info.

Message 10 of 15
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