I am checking my update this morning and want to know if it's "normal" that scores do not go up utilizing TC - I've made the normal payments, haven't been able to pay further util. yet, had no success in getting the one "double reporting" of an account removed EQ is my bugger along with EX...does anyone else have this issue of scores not budging?
I figure within the next month or so I should be able to have my util down to 50% - I know, I have a ways to go, just being very careful about everything - only have 2 cards and scores won't move past 558 except TU, they have me at 629...I closed (3) CC accounts because I didn't want to pay fees just to have the cards, would rather have (2) cards....working to get rid of CAP 1 because of their reporting (not reporting CL).
Appreciate any words of advice or just to know I'm on the right track.
Thanks to all on this board - it is fabulous! And I am one of those FICO trying to get higher scores to buy a house!
TU is horrible at updating information but thier FICO score is usually my highest score, now if only the **bleep** CCC would use that score instead of the Vantage score which is 55 points lower Id be happy.