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Established Contributor
Cory
Posts: 671
Registered: ‎03-15-2007
0

Re: TMobile approval, no deposit.

No problem, keep them coming........lol
 
Cory
1. American Express Blue Cash Preferred~2. BankAmericard Cash Rewards World MasterCard~3. BankAmericard Travel Rewards Visa Signature ~4. Discover It~5. Citi Forward Visa Signature~6. CCCU MasterCard.
Established Contributor
rifleman
Posts: 565
Registered: ‎06-11-2007
0

Re: TMobile approval, no deposit.

anyone ever get there CELL phone deposit back? I had to put down $100 for cingular when I signed up a year ago.
Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007
0

Re: TMobile approval, no deposit.

Oh no.... someone brought up cell phone Inqs... :smileyhappy:
Super Contributor
MidnightVoice
Posts: 8,161
Registered: ‎03-25-2007
0

Re: TMobile approval, no deposit.



Tuscani wrote:
Oh no.... someone brought up cell phone Inqs... :smileyhappy:



Read it.
 
Answered it  :smileyvery-happy:
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
New Contributor
thatgrri3
Posts: 56
Registered: ‎05-21-2007
0

Re: TMobile approval, no deposit.

Is that a no no?
Super Contributor
MidnightVoice
Posts: 8,161
Registered: ‎03-25-2007
0

Re: TMobile approval, no deposit.



thatgrri3 wrote:
Is that a no no?


I tend to rant about cell phone inqs and their effects on FICO scores   :smileyvery-happy:
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Established Contributor
rifleman
Posts: 565
Registered: ‎06-11-2007
0

Re: TMobile approval, no deposit.

what effect do cell phone inq's have on FICO?
Super Contributor
MidnightVoice
Posts: 8,161
Registered: ‎03-25-2007
0

Re: TMobile approval, no deposit.



rifleman wrote:
what effect do cell phone inq's have on FICO?


Same as any other inqs.  But if you revamp your families disparate cell phones to get them all on one plan by doing the logical and cost effective thing - waiting untill each old plan has expired - you get a bunch of inqs which the silly computer thinks means that you are desperatly seeking credit.  :smileyhappy:
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Established Contributor
rifleman
Posts: 565
Registered: ‎06-11-2007
0

Re: TMobile approval, no deposit.

wow that's lame--you mean they pull a report for each family member, or just say you have 5 family members, they pull your score 5 times? That is super Lame.

Do they pull your score when you sign a new contract? How about if you choose to upgrade your equipment? I'm thinking of upgrading around this time next year
Super Contributor
MidnightVoice
Posts: 8,161
Registered: ‎03-25-2007
0

Re: TMobile approval, no deposit.

I got an account - Hard pull.   Sunsequently added a line - Hard Pull.  etc, etc.
 
And the difference between my TU and EQ is one 6 year old 30 day late, 3 inquiries and 50 points.
 
So it is in fact relevant
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid

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