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TO Cancel or Not to Cancel

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Anonymous
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TO Cancel or Not to Cancel

Im not able to a pay my balance right now on my Bank of America Card. But they are cancelling me because TransUnion reportes that I have a collections account which I know will take forever to remove. ( Removed it from Ex ) So, Im debating whether to let BOA Cancel me  or If I should cancel them.  THe BOA rep told me it would be bad if I closed my account with a balance. ( which I expect her to say because she works there) So which is the better of two evils? I have less then two days to cancel them before they cancel me. HELP!!!!!!  and whats with the attitude at BOA? Their customer service is awful. . . . I hope someone can help....
Message 1 of 4
3 REPLIES 3
Anonymous
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Re: TO Cancel or Not to Cancel

you better cancel. it will say closed by consumer. otherwise: chargeoff.
Message 2 of 4
Anonymous
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Re: TO Cancel or Not to Cancel

they cancelled my account for no reason in April with a bal...they raised the int. but it just shows closed by consumers.  pays as aggreed
Message 3 of 4
Anonymous
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Re: TO Cancel or Not to Cancel

So, you let them cancel you? but it still shows closed by consumer on the cr's?
Message 4 of 4
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