10-08-2012 01:41 PM
I am having the same problem. I applied for a refinance and my lender contacted me told me that I am conditionally approved except for one thing, and that is I show "customer disputes this account" under comments on my CR's. These accounts were paid and closed long ago. The underwriter tells my lender that I need to have these "comments" removed from my CR's before I can get full approval. Did you succeed in getting yours removed? And if you did, how, specifically, did you accomplish that? With a phone call? Or did you have to send letters to the CRA's? Or some other method like contacting the creditor?
This is an old thread, but see this thread with some useful tips re removing dispute comments. http://ficoforums.myfico.com/t5/Mortgage-Loans/Bes