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Barry - your comments regarding "friendly" "supportive" and "respectful" are a 2 way street. I think people are getting a little too sensitive. That response is no more "friendly, supportive or respectful" than anything I have ever said.
Let's stick to the issues, please.
While you are certainly entitled to your opinions, Boscoe, I disagree with your assessment of this situation.
Boscoe wrote:
Barry - your comments regarding "friendly" "supportive" and "respectful" are a 2 way street. I think people are getting a little too sensitive. That response is no more "friendly, supportive or respectful" than anything I have ever said.
Let's stick to the issues, please.
I would also mention that sometimes the "advice" given on a CRA's web site to improve their FAKO score might actually hurt your FICO score.
Anyone who has used TC and read the suggestions to improve thier FAKO score knows what I mean.
marty56 wrote:I would also mention that sometimes the "advice" given on a CRA's web site to improve their FAKO score might actually hurt your FICO score.
Anyone who has used TC and read the suggestions to improve thier FAKO score knows what I mean.
Excellent point to make and 100% true.
Example would be TC says keep your util below 35%. While 35% is better than 75%, FICO likes it under 9%.
Not to mention, 35% is not one of the scoring thresholds.
sidewinder wrote:
marty56 wrote:I would also mention that sometimes the "advice" given on a CRA's web site to improve their FAKO score might actually hurt your FICO score.
Anyone who has used TC and read the suggestions to improve thier FAKO score knows what I mean.
Excellent point to make and 100% true.
Example would be TC says keep your util below 35%. While 35% is better than 75%, FICO likes it under 9%.
Wow. Where did all of this come from? Tone? What tone? Not adhering to the guidelines? I am at a loss to understand your comments, Barry.
Doesn't really matter though, as this is irrelevant to what we should be discussing, which is credit issues. Let's move on.