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TU FICO vs CK score

Frequent Contributor

Re: TU FICO vs CK score

It took two months for my Cap 1 card to be seen on Credit Karma.....


Starting Score: 521 TU, 597 EQ, 574 EX on 6/20/2011
Current Score: 753 TU, 764 EQ, 766 EX on 02/17/2014
Goal Score: 720-740 Across the board


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Message 21 of 30
Established Member

Re: TU FICO vs CK score

I'm not sure what you guys are talking about.

 

I check Credit KArma every  month; it should report the same score as your TransUnion Fako score.

You just have to actually "update" it everytime. Each month is a different score.

 

But you have to click on the "update" button. If you do and there's no change since the last month you checked then your TransUnion report must not have been updated by your creditors.

 

And it has nothing to do with the fact that it's free...

 

 

Message 22 of 30
Frequent Contributor

Re: TU FICO vs CK score


Millena wrote:

I'm not sure what you guys are talking about.

 

I check Credit KArma every  month; it should report the same score as your TransUnion Fako score.

You just have to actually "update" it everytime. Each month is a different score.

 

But you have to click on the "update" button. If you do and there's no change since the last month you checked then your TransUnion report must not have been updated by your creditors.

 

And it has nothing to do with the fact that it's free...

 

 


Trust me, we hit the "update" button.....


Starting Score: 521 TU, 597 EQ, 574 EX on 6/20/2011
Current Score: 753 TU, 764 EQ, 766 EX on 02/17/2014
Goal Score: 720-740 Across the board


Take the FICO Fitness Challenge
Message 23 of 30
Established Member

Re: TU FICO vs CK score

Them it must be that your TransUnion report isn't updated.

 

I check both Credt Karma and Transunion.. it's the same score.

Message 24 of 30
Frequent Contributor

Re: TU FICO vs CK score


Millena wrote:

Them it must be that your TransUnion report isn't updated.

 

I check both Credt Karma and Transunion.. it's the same score.


For some people it is... For most, it's not.   For some, it's HIGHER than a true Fico TU score also......


Starting Score: 521 TU, 597 EQ, 574 EX on 6/20/2011
Current Score: 753 TU, 764 EQ, 766 EX on 02/17/2014
Goal Score: 720-740 Across the board


Take the FICO Fitness Challenge
Message 25 of 30
Regular Contributor

Re: TU FICO vs CK score


Millena wrote:

Them it must be that your TransUnion report isn't updated.

 

I check both Credt Karma and Transunion.. it's the same score.


Credit Karma's Vantage Score and the score from Transunion's website are the same.  But credit karma techncially offers 3 scores, transrisk, insurance score (talk about a joke!), and the VantageScore.  None of which are FICO scores. 


Starting Score: 7/12/11 TU 584 EQ 541
Current Score: 05/12 TU 688 TU (WM) 716 EQ 683
Goal Score: 720

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Message 26 of 30
New Member

Re: TU FICO vs CK score

39 points difference.  CK < FICO TU

Message 27 of 30
Established Contributor

Re: TU FICO vs CK score

And almost 29 months since the last reply to this thread.

 

Thats 57 points!

 

I think that's good enough for a C-. I should know, because that's what I got in Math.

 

 

      
Message 28 of 30
Senior Contributor

Re: TU FICO vs CK score

(nm)

Message 29 of 30
Super Contributor

Re: TU FICO vs CK score

Stralem - well you passed in math!
Starting Score: 807
Current Score: 828
Goal Score: 850


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Message 30 of 30