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Frequent Contributor
Posts: 340
Registered: ‎07-27-2011
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Re: TU FICO vs CK score

It took two months for my Cap 1 card to be seen on Credit Karma.....


Starting Score: 521 TU, 597 EQ, 574 EX on 6/20/2011
Current Score: 753 TU, 764 EQ, 766 EX on 02/17/2014
Goal Score: 720-740 Across the board


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Established Member
Posts: 43
Registered: ‎01-05-2012
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Re: TU FICO vs CK score

I'm not sure what you guys are talking about.

 

I check Credit KArma every  month; it should report the same score as your TransUnion Fako score.

You just have to actually "update" it everytime. Each month is a different score.

 

But you have to click on the "update" button. If you do and there's no change since the last month you checked then your TransUnion report must not have been updated by your creditors.

 

And it has nothing to do with the fact that it's free...

 

 

Frequent Contributor
Posts: 340
Registered: ‎07-27-2011
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Re: TU FICO vs CK score


Millena wrote:

I'm not sure what you guys are talking about.

 

I check Credit KArma every  month; it should report the same score as your TransUnion Fako score.

You just have to actually "update" it everytime. Each month is a different score.

 

But you have to click on the "update" button. If you do and there's no change since the last month you checked then your TransUnion report must not have been updated by your creditors.

 

And it has nothing to do with the fact that it's free...

 

 


Trust me, we hit the "update" button.....


Starting Score: 521 TU, 597 EQ, 574 EX on 6/20/2011
Current Score: 753 TU, 764 EQ, 766 EX on 02/17/2014
Goal Score: 720-740 Across the board


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Established Member
Posts: 43
Registered: ‎01-05-2012
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Re: TU FICO vs CK score

Them it must be that your TransUnion report isn't updated.

 

I check both Credt Karma and Transunion.. it's the same score.

Frequent Contributor
Posts: 340
Registered: ‎07-27-2011
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Re: TU FICO vs CK score


Millena wrote:

Them it must be that your TransUnion report isn't updated.

 

I check both Credt Karma and Transunion.. it's the same score.


For some people it is... For most, it's not.   For some, it's HIGHER than a true Fico TU score also......


Starting Score: 521 TU, 597 EQ, 574 EX on 6/20/2011
Current Score: 753 TU, 764 EQ, 766 EX on 02/17/2014
Goal Score: 720-740 Across the board


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Regular Contributor
Posts: 197
Registered: ‎03-14-2011
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Re: TU FICO vs CK score


Millena wrote:

Them it must be that your TransUnion report isn't updated.

 

I check both Credt Karma and Transunion.. it's the same score.


Credit Karma's Vantage Score and the score from Transunion's website are the same.  But credit karma techncially offers 3 scores, transrisk, insurance score (talk about a joke!), and the VantageScore.  None of which are FICO scores. 


Starting Score: 7/12/11 TU 584 EQ 541
Current Score: 05/12 TU 688 TU (WM) 716 EQ 683
Goal Score: 720

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New Visitor
Posts: 1
Registered: ‎06-23-2014
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Re: TU FICO vs CK score

39 points difference.  CK < FICO TU

Frequent Contributor
Posts: 491
Registered: ‎10-08-2011
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Re: TU FICO vs CK score

And almost 29 months since the last reply to this thread.

 

Thats 57 points!

 

I think that's good enough for a C-. I should know, because that's what I got in Math.

 

 

    
Valued Contributor
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Re: TU FICO vs CK score

[ Edited ]

(nm)

Super Contributor
Posts: 6,844
Registered: ‎10-03-2008
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Re: TU FICO vs CK score

Stralem - well you passed in math!
Starting Score: 760
Current Score: EX 806 TU 814 EQ 818 FICO 08
Goal Score: 850

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