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Hi,
Is anyone else having the same issues? Need some help.
On 9/01 I got my TU report from myFICO. and disputed an item. It was deleted and updated.
Yesterday, I ordered another copy of my TU report to request early exclusioin for a TL online.
Now anytime I log in, it takes me to my dispute summary. I click on the continue button and it takes me to my updated report from last month. It show the updated report with the 2 new HP I have, nor does it give me the option to dispute any TLs. What am I doing wrong???
Early exclusion of a derog is not an assertion of an error in current reporting, it is a request for early admin action by the CRA.
It is thus not a disputable item under the FCRA, but rather an informal request made to the CRA,