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TU & EX not providing Fico scores

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jsk300
Regular Contributor

TU & EX not providing Fico scores

I was trying to pull my updated Fico scores and both TU and EX will not provide one to me due to lack of credit or open accounts.  Has anyone else run into this problem?  EQ provided me and updated one, but not sure why the other 2 won't?  Any suggestions on how I can obtain them?  Bueller....Bueller??
TU 673 EX (720 Credit score) EQ 690 (08/2009)
TU 698 EQ 697 EX ?? (07/2010)
Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: TU & EX not providing Fico scores

Not all creditors report to all 3 agencies. I would call your creditors and make sure they are reporting to all 3. Then maybe you can get reports.
Message 2 of 7
jsk300
Regular Contributor

Re: TU & EX not providing Fico scores

I have ZERO credit cards. I always use my debit card which does not report to the CRA's.  My EQ Fico is now 637, so should I try to obtain some kind of CC?  What would be the best CC to go with getting back into the game?
TU 673 EX (720 Credit score) EQ 690 (08/2009)
TU 698 EQ 697 EX ?? (07/2010)
Message 3 of 7
Anonymous
Not applicable

Re: TU & EX not providing Fico scores



jsk300 wrote:
I have ZERO credit cards. I always use my debit card which does not report to the CRA's.  My EQ Fico is now 637, so should I try to obtain some kind of CC?  What would be the best CC to go with getting back into the game?



What do you have on your EQ that is reporting?
 
I'll let the experts here answer your credit card questions - my knowledge is limited there!
Message 4 of 7
jsk300
Regular Contributor

Re: TU & EX not providing Fico scores

Also, I ordered all 3 FICO's back in 10/2007 and was able to obtain all 3 scores, but now will not provide me with 2 of them.  My EX was 587 and TU was 563 back in 10/2007.  Still also trying to get an LVNV TL removed.Robot Mad
TU 673 EX (720 Credit score) EQ 690 (08/2009)
TU 698 EQ 697 EX ?? (07/2010)
Message 5 of 7
Anonymous
Not applicable

Re: TU & EX not providing Fico scores

I'm bumping this one because my guy is in the same position.
Message 6 of 7
jsk300
Regular Contributor

Re: TU & EX not providing Fico scores

All the same accounts are reporting on all 3 CR's, with the exception of LVNV showing up on my EX & TU and not on EQ.   So I'm perplexed as to why I can not obtain my scores from TU and EX.
TU 673 EX (720 Credit score) EQ 690 (08/2009)
TU 698 EQ 697 EX ?? (07/2010)
Message 7 of 7
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